Housing slums and informal settlement is expanding day

Housing is where successive generations call home; to keep healthy, protect, develop, socialize, be educated and prepare one to adulthood. Housing is multidisciplinary concept which speaks to every dimension of human life. But no country is yet to satisfy the delivery of sustainable housing to various socio-economic groups that make up its populace. Sustainable housing has been declared by international and national laws as fundamental right to all citizen.

The annual demand for housing in urban Centre’s is 200,000 units and the current annual production is 30,000 units both private and public sector. It is expected that the number of units needed over the next 10 years will be 2.9 million.. It is further estimated that by 2030, about 63% of Kenya’s population will be living in urban areas. According to the Ministry of Housing and urban planning 80% of the new houses built are for high-and upper middle-income people, while 83% of the demand is coming from low-income families and 89% of the urban population cannot afford a mortgage, generally this explain why low and middle income groups have been left out in housing development and as a result slums and informal settlement is expanding day by day.

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According to Hass Property Index, state that the lowest price for home ownership in most of cities in Kenya is KSH 2M. Additionally, The average price for an apartment in Nairobi is Sh12.7 million, a semi-detached house Sh20.4 million and a detached one Sh35.2 million..(Mwaniki, 2014). This amount is still completely unaffordable to low-income populations given the current gross per capital income of KES 5,848 per month (Noppen,2014).

From the above statement it means that urgent strategy need to be developed to address acute shortage of housing in Kenya. Sustainable housing cooperatives has been, still even today is preferred option for low and middle income household for Kenyan.  Housing co-operative is “one stop shelter stop” where financing, land acquisition, Security of tenure, purchase of building material and construction is done by housing co-operative. Sustainable housing majorly depends on funding, income generating activities, regulation and policy framework and social capital among others.

Several studies have been conducted in housing sector in Kenya including: – Mutisya (2015) Ojwang’ (2015) Kung’u (2013)  Nabutola (2004) Ook ((2013) Kwamboka (2013) Kinuthia (2017) Amatete (2016) Kinyua (2013) among others. The studies have discussed various measures affordability of housing in Kenya, but there is no study that has been done to establish the role of housing co-operative in provision of sustainable housing to low and moderate income household in Kenya .Also the study will look at the determinants of sustainable housing from the demand and supply point of view .Therefore the main objective of this study will be to establish the key factors that will affect housing co-operative in provision of sustainable housing to low and moderate income household in Kenya.